Loans: Farm Service Agency (FSA) Guaranteed Loans

FSA Guaranteed Loans offer an opportunity for viable farming operations to obtain financing when their needs exceed traditional lending requirements. Many young producers use this program to expand their operation. Existing borrowers can benefit from FSA Guarantees as they change the direction of their operation or simply want to lower their repayment requirements. Longer repayment terms and lower collateral requirements offer greater flexibility to those borrowers. Interest rate uncertainties are minimized by long-term fixed rates, without the burden of prepayment penalties.

Farm Real Estate Loans

• Repayment schedules up to 25 years, with fixed rates up to 15 years
• No prepayment penalties
• Up to 80% financing
• To finance purchases and improvements or refinance existing loans

Farm Equipment Loans

• Repayment schedules up to 7 years
• Fixed and variable rates
• No prepayment penalties
• Up to 80% financing
• To finance purchases or refinance existing loans

Farm Operating Loans

• Variable rates
• Up to 75% financing
• Electronic transfer of loan advances
• To finance farm operating expenses

Beginning Farmer Program

• Bridge loans for FSA direct loans
• Up to 100% financing on bridge loans
• Variable and fixed rate options
• Participate in FSA 50-50 loans with fixed rates
• Down payment requirements as low as 5%

Our people have many years of history writing FSA Guaranteed Loans and a long-standing relationship with FSA staff. This relationship and history allow MIDWEST AG FINANCE to provide these enhanced loans to borrowers in a quality fashion.